At a Glance
When you're recovering at home after a hospital stay, you want to keep your self-reliance
— stay in control of your health care choices — and get well quickly.
But without a backup plan, you may find out too late that you can't afford the
home recovery care you want. You could end up settling for home health care that's
just not up to your standards.
You could use your savings or retirement income to help pay for home recovery
care or you can use your association's Short Term Recovery Plan. This
member benefit was designed and negotiated to take care of what other plans
don't. (Medicare covers a lot, but it was never meant to cover everything.)
The Short Term Recovery Plan provides up to $4,000 each year in cash benefits
for hospitalization and your recovery afterward. Covered services include physical
therapy, occupational therapy, speech therapy, nursing care, companion services,
home health and homemaker services.